If you’re involved in an accident in Canada that leaves you with injuries, the shocking reality is that insurance companies can keep you in the dark about your compensation.
Under Canadian laws, you are entitled to fair compensation, but insurers frequently conceal vital information to pay you less.
Our Brampton injury lawyer can help expose these things to ensure car accident victims get justice. Below are nine aspects of compensation that insurance companies may not fully detail:
- Pain and Suffering Damages
In Ontario, you can seek damages for pain and suffering from an injury. This extends to both physical pain and mental agony.
Insurers may also minimize or even omit this amount. A hit and run attorney can determine the best value to assign to these non-economic damages.
- Future Medical Costs
Compensation for future costs, if you have a long-term injury requiring continuous treatment (eg, physiotherapy and additional surgeries), you may be eligible for full compensation. Insurers usually ignore these costs to lower claims.
By incorporating those expenses into your claim, your attorney can help deliver justice to accident victims.
- Lost Income
You can claim lost wages if you cannot work because of your injury. That is, until your capacity to earn has been impacted over the long term, including both present and future revenue, if the ability to earn long-term is affected, including past income.
Insurers might tender less or disregard future losses, a trusted Brampton injury attorney fighting for what is right in seeking compensation for all loss of income.
- Out-of-Pocket Expenses
You might have spent money on medication, medical equipment, or transportation to doctors’ appointments.
These expenses are covered by Ontario law, yet insurers may not include them. A lawyer makes sure that your claim includes all your costs.
- Family Member Compensation
A spouse or child can bring a claim under Ontario’s Family Law Act for loss of care or companionship caused by your injury.
This is not a surprise; insurers do not typically freely offer that information, but a hit-and-run lawyer can help families get what they are owed.
- Impact on Daily Life
Injuries may restrict your ability to do mundane things like hobbies or housework. The law in Ontario permits the recovery of these lost pleasures, but insurance companies might disregard them. This is one thing lawyers point out to improve your case.
- Psychological Injuries
Accidents can lead to mental health issues, such as anxiety or PTSD. These are compensable under Canadian law, but insurers may ignore them as trivial. Through a lawyer, these injuries are made to count to find justice for victims of accidents.
- Policy Limits and Exclusions
Insurance policies contain limits or exclusions that will impact your payout. There may be a cap on some benefits under Ontario’s Statutory Accident Benefits Schedule. Insurance may not spell these things out like this, but a lawyer looks at the policy to see how you can get the most out of your claim.
- Time Limits for Claims
In Ontario, you typically have two years from the accident date to sue as per the Limitations Act. Some insurers will not warn you about this deadline. They may be hoping you miss it. A lawyer works quickly to preserve your rights.
Conclusion
As they search for ways to recover, many lift their spirits with thoughtful gifts such as Mississauga flower subscriptions. However, to recover financially, legal assistance is essential.
You might enjoy Mississauga flower subscriptions as you sit down with a lawyer to ensure you get all the compensation you deserve.
Professionals such as a hit and run lawyer discover what insurance companies are hiding so that you can get the money you are entitled to under Canadian law.